Overtime Pay Calculator — Mississippi (2026)
Overtime in Mississippi starts with the federal FLSA floor: 1.5× your regular rate for every hour beyond 40 in a workweek. Some states add daily overtime or double-time rules on top. This calculator shows gross overtime pay and what survives federal, FICA and Mississippi taxation in 2026. Mississippi uses a progressive income tax with 2 brackets running from 0.00% up to 4.40%, applied after a state standard deduction of $2,300.
Mississippi Overtime Pay Calculator
Your base pay per hour.
Hours beyond 40 in the workweek.
Overtime rules that apply in Mississippi
Mississippi follows the federal weekly standard: overtime is owed after 40 hours in a workweek, with no general daily overtime requirement.
The "regular rate" is not just your base hourly wage — non-discretionary bonuses, shift differentials and commissions must be folded in before multiplying by 1.5, which raises the true overtime rate for many agriculture workers around Jackson.
Is overtime taxed more in Mississippi?
No — overtime is ordinary wages. It can feel over-taxed because per-period withholding tables annualize a big check as if every week looked like that, temporarily withholding at a higher rate that you recover at filing.
The Mississippi layer applies to overtime exactly as to base pay, at rates up to 4.40%.
Exempt vs non-exempt in Mississippi
Salaried does not mean exempt. To be exempt from overtime a worker must clear both a salary threshold and a duties test; misclassification is one of the most common wage claims filed in Mississippi.
Cost of living in Mississippi sits 15% below the national average (index 85), median household income is $52,985, and a one-bedroom apartment in Jackson rents for roughly $900 a month.
Local and payroll taxes Mississippi adds on top
Mississippi adds no state-mandated employee payroll deduction beyond FICA, so nothing extra is taken from your gross pay at the state level.
Mississippi has no separate city or county income tax, so the state figure above is the full sub-federal income tax you pay.
Overtime hours carry exactly the same local withholding as regular Mississippi hours; the extra pay is taxed at your marginal rates, not at a special penalty rate, even though the deduction line looks bigger.
Working across a state line from Mississippi
Mississippi has no income-tax reciprocity agreements, so if you live here and work across a state line you generally file a nonresident return in the work state and claim a credit at home to avoid double taxation.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Jackson resident spending part of the year at a client site in Tennessee may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Mississippi tax bill
Mississippi charges a 7% state sales tax, homeowners pay an average effective property tax of 0.79% of market value, and the minimum wage in force during 2026 is $7.25 an hour.
7% statewide, one of the few states that fully taxes groceries.
Income tax is only one part of a state's take. Mississippi recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Mississippi does not tax qualified retirement income at all — pensions, 401(k) and IRA withdrawals are exempt.
Mississippi vs Tennessee on the same salary
On a $75,000 salary, a single filer keeps about $58,834 a year in Mississippi against roughly $61,593 in Tennessee — a difference of $2,759, or $230 a month.
Effective combined rates are 21.6% in Mississippi and 17.9% in Tennessee. Set that gap against living costs: index 85 here versus 91 there, with property tax at 0.79% and 0.66% respectively.
Mississippi income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $10,000 | 0.00% |
| $10,000 and up | 4.40% |