Overtime Pay Calculator — Montana (2026)
Overtime in Montana starts with the federal FLSA floor: 1.5× your regular rate for every hour beyond 40 in a workweek. Some states add daily overtime or double-time rules on top. This calculator shows gross overtime pay and what survives federal, FICA and Montana taxation in 2026. Montana uses a progressive income tax with 2 brackets running from 4.70% up to 5.90%, applied after a state standard deduction of $16,100.
Montana Overtime Pay Calculator
Your base pay per hour.
Hours beyond 40 in the workweek.
Overtime rules that apply in Montana
Montana follows the federal weekly standard: overtime is owed after 40 hours in a workweek, with no general daily overtime requirement.
The "regular rate" is not just your base hourly wage — non-discretionary bonuses, shift differentials and commissions must be folded in before multiplying by 1.5, which raises the true overtime rate for many energy workers around Billings.
Is overtime taxed more in Montana?
No — overtime is ordinary wages. It can feel over-taxed because per-period withholding tables annualize a big check as if every week looked like that, temporarily withholding at a higher rate that you recover at filing.
The Montana layer applies to overtime exactly as to base pay, at rates up to 5.90%.
Exempt vs non-exempt in Montana
Salaried does not mean exempt. To be exempt from overtime a worker must clear both a salary threshold and a duties test; misclassification is one of the most common wage claims filed in Montana.
Cost of living in Montana sits 2% above the national average (index 102), median household income is $66,800, and a one-bedroom apartment in Billings rents for roughly $1,150 a month.
Local and payroll taxes Montana adds on top
Montana adds no state-mandated employee payroll deduction beyond FICA, so nothing extra is taken from your gross pay at the state level.
Montana has no state sales tax — one of only five US states without a general sales tax.
Overtime hours carry exactly the same local withholding as regular Montana hours; the extra pay is taxed at your marginal rates, not at a special penalty rate, even though the deduction line looks bigger.
Working across a state line from Montana
Montana holds income-tax reciprocity agreements with North Dakota. If you commute between them, your wages are taxed only by your state of residence — file the exemption certificate with your employer so the wrong state is not withheld from every paycheck.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Billings resident spending part of the year at a client site in Wyoming may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Montana tax bill
Montana charges no general sales tax, homeowners pay an average effective property tax of 0.74% of market value, and the minimum wage in force during 2026 is $10.85 an hour.
No general sales tax; some resort towns levy a local option tax.
Income tax is only one part of a state's take. Montana recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Montana taxes most retirement income, including Social Security above federal thresholds, with a modest subtraction at 65+.
Montana vs Wyoming on the same salary
On a $75,000 salary, a single filer keeps about $58,363 a year in Montana against roughly $61,593 in Wyoming — a difference of $3,229, or $269 a month.
Effective combined rates are 22.2% in Montana and 17.9% in Wyoming. Set that gap against living costs: index 102 here versus 96 there, with property tax at 0.74% and 0.61% respectively.
Montana income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $20,500 | 4.70% |
| $20,500 and up | 5.90% |