Overtime Pay Calculator — Delaware (2026)
Overtime in Delaware starts with the federal FLSA floor: 1.5× your regular rate for every hour beyond 40 in a workweek. Some states add daily overtime or double-time rules on top. This calculator shows gross overtime pay and what survives federal, FICA and Delaware taxation in 2026. Delaware uses a progressive income tax with 7 brackets running from 0.00% up to 6.60%, applied after a state standard deduction of $3,250.
Delaware Overtime Pay Calculator
Your base pay per hour.
Hours beyond 40 in the workweek.
Overtime rules that apply in Delaware
Delaware follows the federal weekly standard: overtime is owed after 40 hours in a workweek, with no general daily overtime requirement.
The "regular rate" is not just your base hourly wage — non-discretionary bonuses, shift differentials and commissions must be folded in before multiplying by 1.5, which raises the true overtime rate for many banking workers around Wilmington.
Is overtime taxed more in Delaware?
No — overtime is ordinary wages. It can feel over-taxed because per-period withholding tables annualize a big check as if every week looked like that, temporarily withholding at a higher rate that you recover at filing.
The Delaware layer applies to overtime exactly as to base pay, at rates up to 6.60%.
Exempt vs non-exempt in Delaware
Salaried does not mean exempt. To be exempt from overtime a worker must clear both a salary threshold and a duties test; misclassification is one of the most common wage claims filed in Delaware.
Cost of living in Delaware sits 1% above the national average (index 101), median household income is $79,325, and a one-bedroom apartment in Wilmington rents for roughly $1,400 a month.
Local and payroll taxes Delaware adds on top
Delaware Paid Leave contributions of roughly 0.4% are split with your employer. That deduction sits outside the federal and state income tax lines, so build it into your own budget on top of the numbers above.
Wilmington residents pay an additional 1.25% city wage tax.
Overtime hours carry exactly the same local withholding as regular Delaware hours; the extra pay is taxed at your marginal rates, not at a special penalty rate, even though the deduction line looks bigger.
Working across a state line from Delaware
Delaware has no income-tax reciprocity agreements, so if you live here and work across a state line you generally file a nonresident return in the work state and claim a credit at home to avoid double taxation.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Wilmington resident spending part of the year at a client site in Pennsylvania may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Delaware tax bill
Delaware charges no general sales tax, homeowners pay an average effective property tax of 0.58% of market value, and the minimum wage in force during 2026 is $15.00 an hour.
No sales tax at all; a gross receipts tax falls on businesses instead.
Income tax is only one part of a state's take. Delaware recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Delaware excludes up to $12,500 of pension and retirement income at 60+ and does not tax Social Security.
Delaware vs Pennsylvania on the same salary
On a $75,000 salary, a single filer keeps about $57,874 a year in Delaware against roughly $59,290 in Pennsylvania — a difference of $1,417, or $118 a month.
Effective combined rates are 22.8% in Delaware and 20.9% in Pennsylvania. Set that gap against living costs: index 101 here versus 95 there, with property tax at 0.58% and 1.49% respectively.
Delaware income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $2,000 | 0.00% |
| $2,000 – $5,000 | 2.20% |
| $5,000 – $10,000 | 3.90% |
| $10,000 – $20,000 | 4.80% |
| $20,000 – $25,000 | 5.20% |
| $25,000 – $60,000 | 5.55% |
| $60,000 and up | 6.60% |