Overtime Pay Calculator — Colorado (2026)
Overtime in Colorado starts with the federal FLSA floor: 1.5× your regular rate for every hour beyond 40 in a workweek. Some states add daily overtime or double-time rules on top. This calculator shows gross overtime pay and what survives federal, FICA and Colorado taxation in 2026. Colorado uses a flat personal income tax of 4.40% applied to taxable income after a state standard deduction of $16,100.
Colorado Overtime Pay Calculator
Your base pay per hour.
Hours beyond 40 in the workweek.
Overtime rules that apply in Colorado
Colorado applies daily overtime in addition to the weekly rule, so hours beyond a set daily threshold earn 1.5× even if the week stays under 40 hours.
The "regular rate" is not just your base hourly wage — non-discretionary bonuses, shift differentials and commissions must be folded in before multiplying by 1.5, which raises the true overtime rate for many tech workers around Denver.
Is overtime taxed more in Colorado?
No — overtime is ordinary wages. It can feel over-taxed because per-period withholding tables annualize a big check as if every week looked like that, temporarily withholding at a higher rate that you recover at filing.
The Colorado layer applies to overtime exactly as to base pay, at rates up to 4.40%.
Exempt vs non-exempt in Colorado
Salaried does not mean exempt. To be exempt from overtime a worker must clear both a salary threshold and a duties test; misclassification is one of the most common wage claims filed in Colorado.
Cost of living in Colorado sits 5% above the national average (index 105), median household income is $87,598, and a one-bedroom apartment in Denver rents for roughly $1,750 a month.
Local and payroll taxes Colorado adds on top
FAMLI paid-leave premiums take roughly 0.45% of wages from the employee side. That deduction sits outside the federal and state income tax lines, so build it into your own budget on top of the numbers above.
Several Colorado cities (Denver, Aurora, Greenwood Village, Sheridan, Glendale) charge a flat Occupational Privilege Tax of a few dollars per month.
Overtime hours carry exactly the same local withholding as regular Colorado hours; the extra pay is taxed at your marginal rates, not at a special penalty rate, even though the deduction line looks bigger.
Working across a state line from Colorado
Colorado has no income-tax reciprocity agreements, so if you live here and work across a state line you generally file a nonresident return in the work state and claim a credit at home to avoid double taxation.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Denver resident spending part of the year at a client site in Wyoming may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Colorado tax bill
Colorado charges a 2.9% state sales tax, homeowners pay an average effective property tax of 0.49% of market value, and the minimum wage in force during 2026 is $15.16 an hour.
Home-rule cities add a lot: Denver's combined rate is about 8.81%.
Income tax is only one part of a state's take. Colorado recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Colorado allows a large pension/annuity subtraction ($24,000 at 65+) and fully exempts Social Security for filers 65 and older.
Colorado vs Wyoming on the same salary
On a $75,000 salary, a single filer keeps about $59,001 a year in Colorado against roughly $61,593 in Wyoming — a difference of $2,592, or $216 a month.
Effective combined rates are 21.3% in Colorado and 17.9% in Wyoming. Set that gap against living costs: index 105 here versus 96 there, with property tax at 0.49% and 0.61% respectively.
Colorado income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 and up | 4.40% |