Overtime Pay Calculator — Pennsylvania (2026)
Overtime in Pennsylvania starts with the federal FLSA floor: 1.5× your regular rate for every hour beyond 40 in a workweek. Some states add daily overtime or double-time rules on top. This calculator shows gross overtime pay and what survives federal, FICA and Pennsylvania taxation in 2026. Pennsylvania uses a flat personal income tax of 3.07% applied to taxable income after a state standard deduction of $0.
Pennsylvania Overtime Pay Calculator
Your base pay per hour.
Hours beyond 40 in the workweek.
Overtime rules that apply in Pennsylvania
Pennsylvania follows the federal weekly standard: overtime is owed after 40 hours in a workweek, with no general daily overtime requirement.
The "regular rate" is not just your base hourly wage — non-discretionary bonuses, shift differentials and commissions must be folded in before multiplying by 1.5, which raises the true overtime rate for many healthcare workers around Philadelphia.
Is overtime taxed more in Pennsylvania?
No — overtime is ordinary wages. It can feel over-taxed because per-period withholding tables annualize a big check as if every week looked like that, temporarily withholding at a higher rate that you recover at filing.
The Pennsylvania layer applies to overtime exactly as to base pay, at rates up to 3.07%.
Exempt vs non-exempt in Pennsylvania
Salaried does not mean exempt. To be exempt from overtime a worker must clear both a salary threshold and a duties test; misclassification is one of the most common wage claims filed in Pennsylvania.
Cost of living in Pennsylvania sits 5% below the national average (index 95), median household income is $73,824, and a one-bedroom apartment in Philadelphia rents for roughly $1,600 a month.
Local and payroll taxes Pennsylvania adds on top
Local Earned Income Tax of roughly 1%–3.9% applies almost everywhere, plus a 0.07% unemployment employee contribution. That deduction sits outside the federal and state income tax lines, so build it into your own budget on top of the numbers above.
Most PA municipalities levy a local Earned Income Tax (EIT) of about 1%. Philadelphia residents pay 3.75% city wage tax; Pittsburgh residents pay 3%.
Overtime hours carry exactly the same local withholding as regular Pennsylvania hours; the extra pay is taxed at your marginal rates, not at a special penalty rate, even though the deduction line looks bigger.
Working across a state line from Pennsylvania
Pennsylvania holds income-tax reciprocity agreements with Indiana, Maryland, New Jersey, Ohio, Virginia and West Virginia. If you commute between them, your wages are taxed only by your state of residence — file the exemption certificate with your employer so the wrong state is not withheld from every paycheck.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Philadelphia resident spending part of the year at a client site in New Jersey may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Pennsylvania tax bill
Pennsylvania charges a 6% state sales tax, homeowners pay an average effective property tax of 1.49% of market value, and the minimum wage in force during 2026 is $7.25 an hour.
Philadelphia adds 2% and Allegheny County 1% on top of the 6% state rate.
Income tax is only one part of a state's take. Pennsylvania recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Pennsylvania does not tax Social Security, pensions or retirement distributions after 59½ — one of the most retiree-friendly states.
Pennsylvania vs New Jersey on the same salary
On a $75,000 salary, a single filer keeps about $59,290 a year in Pennsylvania against roughly $58,941 in New Jersey — a difference of $349, or $29 a month.
Effective combined rates are 20.9% in Pennsylvania and 21.4% in New Jersey. Set that gap against living costs: index 95 here versus 114 there, with property tax at 1.49% and 2.23% respectively.
Pennsylvania income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 and up | 3.07% |