Overtime Pay Calculator — Minnesota (2026)
Overtime in Minnesota starts with the federal FLSA floor: 1.5× your regular rate for every hour beyond 40 in a workweek. Some states add daily overtime or double-time rules on top. This calculator shows gross overtime pay and what survives federal, FICA and Minnesota taxation in 2026. Minnesota uses a progressive income tax with 4 brackets running from 5.35% up to 9.85%, applied after a state standard deduction of $14,575.
Minnesota Overtime Pay Calculator
Your base pay per hour.
Hours beyond 40 in the workweek.
Overtime rules that apply in Minnesota
Minnesota follows the federal weekly standard: overtime is owed after 40 hours in a workweek, with no general daily overtime requirement.
The "regular rate" is not just your base hourly wage — non-discretionary bonuses, shift differentials and commissions must be folded in before multiplying by 1.5, which raises the true overtime rate for many healthcare workers around Minneapolis.
Is overtime taxed more in Minnesota?
No — overtime is ordinary wages. It can feel over-taxed because per-period withholding tables annualize a big check as if every week looked like that, temporarily withholding at a higher rate that you recover at filing.
The Minnesota layer applies to overtime exactly as to base pay, at rates up to 9.85%.
Exempt vs non-exempt in Minnesota
Salaried does not mean exempt. To be exempt from overtime a worker must clear both a salary threshold and a duties test; misclassification is one of the most common wage claims filed in Minnesota.
Cost of living in Minnesota sits 3% below the national average (index 97), median household income is $84,313, and a one-bedroom apartment in Minneapolis rents for roughly $1,400 a month.
Local and payroll taxes Minnesota adds on top
Minnesota Paid Leave premiums start in 2026 and take roughly 0.44% of wages from employees. That deduction sits outside the federal and state income tax lines, so build it into your own budget on top of the numbers above.
Minnesota has no separate city or county income tax, so the state figure above is the full sub-federal income tax you pay.
Overtime hours carry exactly the same local withholding as regular Minnesota hours; the extra pay is taxed at your marginal rates, not at a special penalty rate, even though the deduction line looks bigger.
Working across a state line from Minnesota
Minnesota holds income-tax reciprocity agreements with Michigan and North Dakota. If you commute between them, your wages are taxed only by your state of residence — file the exemption certificate with your employer so the wrong state is not withheld from every paycheck.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Minneapolis resident spending part of the year at a client site in Wisconsin may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Minnesota tax bill
Minnesota charges a 6.875% state sales tax, homeowners pay an average effective property tax of 1.11% of market value, and the minimum wage in force during 2026 is $11.41 an hour.
Minneapolis and St. Paul add local taxes reaching roughly 9.0%.
Income tax is only one part of a state's take. Minnesota recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Minnesota taxes most retirement income but offers a Social Security subtraction that fully exempts benefits below income thresholds.
Minnesota vs Wisconsin on the same salary
On a $75,000 salary, a single filer keeps about $57,943 a year in Minnesota against roughly $58,705 in Wisconsin — a difference of $762, or $64 a month.
Effective combined rates are 22.7% in Minnesota and 21.7% in Wisconsin. Set that gap against living costs: index 97 here versus 96 there, with property tax at 1.11% and 1.61% respectively.
Minnesota income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $31,690 | 5.35% |
| $31,690 – $104,090 | 6.80% |
| $104,090 – $193,240 | 7.85% |
| $193,240 and up | 9.85% |