Minnesota Tax & Salary Calculators (2026)
Everything you need to work out pay and tax as a Minnesota resident in 2026, in one place. Minnesota runs 4 progressive brackets from 5.35% to 9.85% after a $14,575 state standard deduction. Federal income tax and FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare) apply on top, identically in every state — the Minnesota layer is what makes your net pay different from a neighbour's.
Minnesota's top rate of 9.85% applies above $193K — one of the highest top marginal rates in the country for non-coastal states. Cost of living in Minnesota sits at index 97 (US average = 100), median household income is $84,313, and a one-bedroom apartment in Minneapolis rents for around $1,400 per month. The local economy leans on healthcare, retail (Target), and manufacturing.
Minnesota calculators
Minnesota income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $31,690 | 5.35% |
| $31,690 – $104,090 | 6.80% |
| $104,090 – $193,240 | 7.85% |
| $193,240 and up | 9.85% |
Minnesota tax facts beyond income tax (2026)
| State sales tax | 6.875% |
| Avg. effective property tax | 1.11% of home value |
| Minimum wage 2026 | $11.41 / hour |
| Top state income tax rate | 9.85% |
| Reciprocity agreements | Michigan, North Dakota |
Minnesota charges a 6.875% state sales tax, homeowners pay an average effective property tax of 1.11% of market value, and the minimum wage in force during 2026 is $11.41 an hour. Minneapolis and St. Paul add local taxes reaching roughly 9.0%.
Minnesota Paid Leave premiums start in 2026 and take roughly 0.44% of wages from employees.
Minnesota taxes most retirement income but offers a Social Security subtraction that fully exempts benefits below income thresholds.
Commuting and remote work across Minnesota lines
Minnesota holds income-tax reciprocity agreements with Michigan and North Dakota. If you commute between them, your wages are taxed only by your state of residence — file the exemption certificate with your employer so the wrong state is not withheld from every paycheck.
If you work remotely for an out-of-state employer, the state where you physically sit normally has the first claim on your wages, while your employer may still be required to register for Minnesota withholding. Keep a day-count record whenever you split the year between Minnesota and Wisconsin.
Minnesota vs Wisconsin: $75,000 salary compared
| Measure | Minnesota | Wisconsin |
|---|---|---|
| Annual take-home | $57,943 | $58,705 |
| Effective tax rate | 22.7% | 21.7% |
| Cost-of-living index | 97 | 96 |
| Property tax rate | 1.11% | 1.61% |
| State sales tax | 6.875% | 5% |
The paycheck difference is $762 a year on a $75,000 salary, but the full picture depends on housing: a one-bedroom in Minneapolis runs about $1,400 a month, and property and sales taxes shift the balance again. See the Wisconsin hub for the mirror view.