Maryland Tax & Salary Calculators (2026)
Everything you need to work out pay and tax as a Maryland resident in 2026, in one place. Maryland runs 8 progressive brackets from 2.00% to 5.75% after a $2,550 state standard deduction. Federal income tax and FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare) apply on top, identically in every state — the Maryland layer is what makes your net pay different from a neighbour's.
Maryland is the only US state where every county levies its own income tax on top of the state rate — combined rates can exceed 8.95%. Cost of living in Maryland sits at index 115 (US average = 100), median household income is $98,461, and a one-bedroom apartment in Baltimore rents for around $1,450 per month. The local economy leans on biotech, defense, and shipping.
Maryland calculators
Maryland income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $1,000 | 2.00% |
| $1,000 – $2,000 | 3.00% |
| $2,000 – $3,000 | 4.00% |
| $3,000 – $100,000 | 4.75% |
| $100,000 – $125,000 | 5.00% |
| $125,000 – $150,000 | 5.25% |
| $150,000 – $250,000 | 5.50% |
| $250,000 and up | 5.75% |
Every Maryland county (and Baltimore City) charges an additional county income tax of 2.25%–3.20%. Baltimore City: 3.20%. This estimate excludes local tax.
Maryland tax facts beyond income tax (2026)
| State sales tax | 6% |
| Avg. effective property tax | 1.05% of home value |
| Minimum wage 2026 | $15.00 / hour |
| Top state income tax rate | 5.75% |
| Reciprocity agreements | District of Columbia, Pennsylvania, Virginia, West Virginia |
Maryland charges a 6% state sales tax, homeowners pay an average effective property tax of 1.05% of market value, and the minimum wage in force during 2026 is $15.00 an hour. 6% statewide with no local sales tax — the counties tax income instead.
County income tax of 2.25%–3.20% is withheld on top of the state rate depending on where you live.
Maryland exempts Social Security and offers a pension exclusion above $36,000 for filers 65+.
Commuting and remote work across Maryland lines
Maryland holds income-tax reciprocity agreements with District of Columbia, Pennsylvania, Virginia and West Virginia. If you commute between them, your wages are taxed only by your state of residence — file the exemption certificate with your employer so the wrong state is not withheld from every paycheck.
If you work remotely for an out-of-state employer, the state where you physically sit normally has the first claim on your wages, while your employer may still be required to register for Maryland withholding. Keep a day-count record whenever you split the year between Maryland and Virginia.
Maryland vs Virginia: $75,000 salary compared
| Measure | Maryland | Virginia |
|---|---|---|
| Annual take-home | $58,204 | $58,026 |
| Effective tax rate | 22.4% | 22.6% |
| Cost-of-living index | 115 | 102 |
| Property tax rate | 1.05% | 0.87% |
| State sales tax | 6% | 5.3% |
The paycheck difference is $177 a year on a $75,000 salary, but the full picture depends on housing: a one-bedroom in Baltimore runs about $1,450 a month, and property and sales taxes shift the balance again. See the Virginia hub for the mirror view.