Mississippi Tax & Salary Calculators (2026)
Everything you need to work out pay and tax as a Mississippi resident in 2026, in one place. Mississippi runs 2 progressive brackets from 0.00% to 4.40% after a $2,300 state standard deduction. Federal income tax and FICA (6.2% Social Security up to $184,500 plus 1.45% Medicare) apply on top, identically in every state — the Mississippi layer is what makes your net pay different from a neighbour's.
Mississippi is in the middle of phasing out its income tax — the rate drops to 4% in 2026 and could reach zero by the mid-2030s. Cost of living in Mississippi sits at index 85 (US average = 100), median household income is $52,985, and a one-bedroom apartment in Jackson rents for around $900 per month. The local economy leans on agriculture, manufacturing, and healthcare.
Mississippi calculators
Mississippi income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $10,000 | 0.00% |
| $10,000 and up | 4.40% |
Mississippi tax facts beyond income tax (2026)
| State sales tax | 7% |
| Avg. effective property tax | 0.79% of home value |
| Minimum wage 2026 | $7.25 / hour |
| Top state income tax rate | 4.40% |
| Reciprocity agreements | None |
Mississippi charges a 7% state sales tax, homeowners pay an average effective property tax of 0.79% of market value, and the minimum wage in force during 2026 is $7.25 an hour. 7% statewide, one of the few states that fully taxes groceries.
Mississippi adds no state-mandated employee payroll deduction beyond federal FICA, so your gross-to-net gap comes only from federal tax and Mississippi income tax.
Mississippi does not tax qualified retirement income at all — pensions, 401(k) and IRA withdrawals are exempt.
Commuting and remote work across Mississippi lines
Mississippi has no income-tax reciprocity agreements, so if you live here and work across a state line you generally file a nonresident return in the work state and claim a credit at home to avoid double taxation.
If you work remotely for an out-of-state employer, the state where you physically sit normally has the first claim on your wages, while your employer may still be required to register for Mississippi withholding. Keep a day-count record whenever you split the year between Mississippi and Tennessee.
Mississippi vs Tennessee: $75,000 salary compared
| Measure | Mississippi | Tennessee |
|---|---|---|
| Annual take-home | $58,834 | $61,593 |
| Effective tax rate | 21.6% | 17.9% |
| Cost-of-living index | 85 | 91 |
| Property tax rate | 0.79% | 0.66% |
| State sales tax | 7% | 7% |
The paycheck difference is $2,759 a year on a $75,000 salary, but the full picture depends on housing: a one-bedroom in Jackson runs about $900 a month, and property and sales taxes shift the balance again. See the Tennessee hub for the mirror view.