Overtime Pay Calculator — Massachusetts (2026)
Overtime in Massachusetts starts with the federal FLSA floor: 1.5× your regular rate for every hour beyond 40 in a workweek. Some states add daily overtime or double-time rules on top. This calculator shows gross overtime pay and what survives federal, FICA and Massachusetts taxation in 2026. Massachusetts uses a flat personal income tax of 5.00% applied to taxable income after a state standard deduction of $0.
Massachusetts Overtime Pay Calculator
Your base pay per hour.
Hours beyond 40 in the workweek.
Overtime rules that apply in Massachusetts
Massachusetts follows the federal weekly standard: overtime is owed after 40 hours in a workweek, with no general daily overtime requirement.
The "regular rate" is not just your base hourly wage — non-discretionary bonuses, shift differentials and commissions must be folded in before multiplying by 1.5, which raises the true overtime rate for many biotech workers around Boston.
Is overtime taxed more in Massachusetts?
No — overtime is ordinary wages. It can feel over-taxed because per-period withholding tables annualize a big check as if every week looked like that, temporarily withholding at a higher rate that you recover at filing.
The Massachusetts layer applies to overtime exactly as to base pay, at rates up to 5.00%.
Exempt vs non-exempt in Massachusetts
Salaried does not mean exempt. To be exempt from overtime a worker must clear both a salary threshold and a duties test; misclassification is one of the most common wage claims filed in Massachusetts.
Cost of living in Massachusetts sits 48% above the national average (index 148), median household income is $96,505, and a one-bedroom apartment in Boston rents for roughly $2,900 a month.
Local and payroll taxes Massachusetts adds on top
Paid Family and Medical Leave takes about 0.46% of wages from the employee share. That deduction sits outside the federal and state income tax lines, so build it into your own budget on top of the numbers above.
Massachusetts has no separate city or county income tax, so the state figure above is the full sub-federal income tax you pay.
Overtime hours carry exactly the same local withholding as regular Massachusetts hours; the extra pay is taxed at your marginal rates, not at a special penalty rate, even though the deduction line looks bigger.
Working across a state line from Massachusetts
Massachusetts has no income-tax reciprocity agreements, so if you live here and work across a state line you generally file a nonresident return in the work state and claim a credit at home to avoid double taxation.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Boston resident spending part of the year at a client site in New Hampshire may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Massachusetts tax bill
Massachusetts charges a 6.25% state sales tax, homeowners pay an average effective property tax of 1.14% of market value, and the minimum wage in force during 2026 is $15.00 an hour.
6.25% statewide, with clothing under $175 exempt.
Income tax is only one part of a state's take. Massachusetts recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Massachusetts exempts Social Security and public pensions; private pensions and 401(k) withdrawals are taxed at 5%.
Massachusetts vs New Hampshire on the same salary
On a $75,000 salary, a single filer keeps about $57,843 a year in Massachusetts against roughly $61,593 in New Hampshire — a difference of $3,750, or $313 a month.
Effective combined rates are 22.9% in Massachusetts and 17.9% in New Hampshire. Set that gap against living costs: index 148 here versus 109 there, with property tax at 1.14% and 1.93% respectively.
Massachusetts income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 and up | 5.00% |