Missouri Paycheck Calculator 2026
This Missouri paycheck calculator shows what actually lands in your bank account each pay period in 2026. Enter your gross salary and the tool applies 2026 federal brackets, Social Security and Medicare, and Missouri withholding, then splits the result across weekly, biweekly, semi-monthly and monthly pay schedules. Missouri uses a progressive income tax with 8 brackets running from 0.00% up to 4.70%, applied after a state standard deduction of $16,100.
Missouri Paycheck Calculator
Your salary before any deductions.
How Missouri payroll withholding works
Every Missouri paycheck is reduced in the same order: pre-tax deductions first (401(k), HSA, employer health premiums), then federal income tax on what remains, then FICA on your full gross, then Missouri state withholding.
FICA is fixed nationwide in 2026: 6.2% Social Security on the first $184,500 of wages and 1.45% Medicare on everything, with an extra 0.9% Medicare surtax above $200,000. Only the state layer changes when you move, which is why two workers earning the same salary in Missouri and Kansas see different deposits.
Kansas City and St. Louis levy a 1% earnings tax on residents and on non-residents who work in the city.
Pay frequency in Missouri
Most logistics employers around Kansas City run biweekly payroll (26 checks a year), while public-sector and salaried office roles often use semi-monthly (24 checks). Biweekly means two months each year contain three paychecks — a useful budgeting quirk if your rent is around $1,200.
Switching frequency does not change your annual tax; it only changes how withholding is spread. If your employer withholds per-period using annualized tables, a three-paycheck month can look artificially light on tax.
Budgeting a Kansas City paycheck
Cost of living in Missouri sits 12% below the national average (index 88), median household income is $65,920, and a one-bedroom apartment in Kansas City rents for roughly $1,200 a month.
Missouri's top rate of 4.7% has dropped from 6% in 2017 — and could fall to 4.5% as further triggers are met.
Local and payroll taxes Missouri adds on top
Kansas City and St. Louis each levy a 1% earnings tax on wages earned in the city. That deduction sits outside the federal and state income tax lines, so build it into your own budget on top of the numbers above.
Kansas City and St. Louis levy a 1% earnings tax on residents and on non-residents who work in the city.
Payroll systems apply these local layers automatically, so check a real Missouri pay stub against the estimate above: a missing local tax line is the usual reason a paycheck comes in lower than a state-only calculator suggests.
Working across a state line from Missouri
Missouri has no income-tax reciprocity agreements, so if you live here and work across a state line you generally file a nonresident return in the work state and claim a credit at home to avoid double taxation.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Kansas City resident spending part of the year at a client site in Kansas may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Missouri tax bill
Missouri charges a 4.225% state sales tax, homeowners pay an average effective property tax of 0.98% of market value, and the minimum wage in force during 2026 is $15.00 an hour.
Local rates lift combined sales tax to about 8.4% on average.
Income tax is only one part of a state's take. Missouri recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Missouri exempts Social Security and offers public pension and private pension deductions subject to income limits.
Missouri vs Kansas on the same salary
On a $75,000 salary, a single filer keeps about $58,995 a year in Missouri against roughly $57,690 in Kansas — a difference of $1,305, or $109 a month.
Effective combined rates are 21.3% in Missouri and 23.1% in Kansas. Set that gap against living costs: index 88 here versus 87 there, with property tax at 0.98% and 1.34% respectively.
Missouri income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $1,273 | 0.00% |
| $1,273 – $2,546 | 2.00% |
| $2,546 – $3,819 | 2.50% |
| $3,819 – $5,092 | 3.00% |
| $5,092 – $6,365 | 3.50% |
| $6,365 – $7,638 | 4.00% |
| $7,638 – $8,911 | 4.50% |
| $8,911 and up | 4.70% |