Gig Worker Tax Calculator — Missouri (2026)
Driving for Uber, Lyft, DoorDash, Instacart or Amazon Flex in Missouri makes you an independent contractor, not an employee. No tax is withheld from your payouts, so the whole bill — 15.3% self-employment tax, federal income tax and Missouri income tax — arrives at once unless you pay quarterly. Enter your net earnings after mileage to see the damage. Missouri uses a progressive income tax with 8 brackets running from 0.00% up to 4.70%, applied after a state standard deduction of $16,100.
Missouri Gig Worker Tax Calculator
Gross 1099 income minus business expenses.
Mileage is the biggest deduction for Kansas City drivers
At the 2026 standard mileage rate of $0.67 per business mile, a rideshare driver logging 25,000 miles deducts $16,750 before any tax applies. In dense Kansas City traffic, deadhead miles between orders count too — as long as you are logged into the app and available.
Track miles per platform with a mileage app. Uber and DoorDash only report on-trip miles, which typically understates your true deductible mileage by 20–40%.
Platform 1099s and Missouri thresholds
Rideshare companies issue 1099-K for passenger fares and 1099-NEC for bonuses and referrals; delivery apps usually issue 1099-NEC above $600. You owe tax on all net earnings whether or not a form arrives.
Missouri taxes gig profit like any other income at 0.00%–4.70%, so a $30,000 net-profit year adds about $383 in state tax.
Kansas City and St. Louis levy a 1% earnings tax on residents and on non-residents who work in the city.
Gig economics in Missouri
With Missouri leaning on logistics, agriculture, and finance, demand patterns differ from national averages: airport and event surges dominate in Kansas City, and fuel plus insurance costs eat directly into net profit before tax.
A realistic full-time gig year of $45,000 in net profit produces roughly $10,235 of total tax in Missouri, or about $2,559 per quarterly payment.
Local and payroll taxes Missouri adds on top
Kansas City and St. Louis each levy a 1% earnings tax on wages earned in the city. That deduction sits outside the federal and state income tax lines, so build it into your own budget on top of the numbers above.
Kansas City and St. Louis levy a 1% earnings tax on residents and on non-residents who work in the city.
Nobody withholds these for you when you are self-employed in Missouri. Local wage taxes, city business licences and gross-receipts style levies are yours to register for and remit alongside your quarterly federal and state estimates.
Working across a state line from Missouri
Missouri has no income-tax reciprocity agreements, so if you live here and work across a state line you generally file a nonresident return in the work state and claim a credit at home to avoid double taxation.
Remote and hybrid work complicates this further: most states tax income where the work is physically performed, so a Kansas City resident spending part of the year at a client site in Kansas may owe a nonresident return there. Keep a day-count log if you split time between states.
The rest of your Missouri tax bill
Missouri charges a 4.225% state sales tax, homeowners pay an average effective property tax of 0.98% of market value, and the minimum wage in force during 2026 is $15.00 an hour.
Local rates lift combined sales tax to about 8.4% on average.
Income tax is only one part of a state's take. Missouri recovers revenue through sales and property tax as well, which is why headline income tax rates alone are a poor guide to how far a salary really goes. Missouri exempts Social Security and offers public pension and private pension deductions subject to income limits.
Missouri vs Kansas on the same salary
On a $90,000 salary, a single filer keeps about $68,842 a year in Missouri against roughly $67,406 in Kansas — a difference of $1,437, or $120 a month.
Effective combined rates are 23.5% in Missouri and 25.1% in Kansas. Set that gap against living costs: index 88 here versus 87 there, with property tax at 0.98% and 1.34% respectively.
Missouri income tax brackets 2026 (single filer)
| Taxable income | Rate |
|---|---|
| $0 – $1,273 | 0.00% |
| $1,273 – $2,546 | 2.00% |
| $2,546 – $3,819 | 2.50% |
| $3,819 – $5,092 | 3.00% |
| $5,092 – $6,365 | 3.50% |
| $6,365 – $7,638 | 4.00% |
| $7,638 – $8,911 | 4.50% |
| $8,911 and up | 4.70% |